As wealth increases, new opportunities arise, but so do issues. This dichotomy makes tax planning increasingly important, and often complex. With your guidance, our team will work closely with your CPA and attorney to develop strategies that may help minimize current and future income, gift, estate, and wealth transfer taxes. As a result, you can build and preserve your wealth with the comfort that more of your assets will be utilized and distributed as you intended.

Achieving your vision for the future will require strategic planning, a well-crafted estate plan, and the resources of an experienced and knowledgeable team. An estate plan can be used for transferring wealth to the next generation or to fulfill your philanthropic wishes. Depending on your specific goals, an effective estate plan can also minimize wealth transfer taxes, protect your assets, and provide asset management when you are unable to manage the assets yourself. Talk to our team to help determine if trust and estate planning makes sense for your family.

No financial plan is complete without a comprehensive risk management and insurance review. We assist business owners, those nearing retirement, and retirees alike in this review. As part of our process, we will work with you to identify any potential future risks and make recommendations that coincide with your goals and risk tolerance. If you are looking to maintain business continuity during the unfortunate loss of an owner/employee, replacing income for a surviving spouse, or a tax efficient way to transfer wealth--let our team of experienced advisors guide you through our process.

What does retirement mean to you? Some people enjoy traveling, while others look forward to relaxation. Some might want to pursue a career change or tackle a lifelong hobby. Given the variability regarding retirement, there are numerous factors that need to be considered. At WRWM, our team will work closely with you to establish a plan that will utilize financial strategies to assist you in reaching your goals. After the plan is created and implemented, we will continue to work together and meet periodically to adjust as needed.

Depending on your goals and aspirations, our investment management services provide solutions that are specifically tailored to your objectives and risk tolerance. If you are thinking about retiring early, receiving income in retirement, or about tax efficient methods for transferring wealth to the next generation or charity--our team of advisors will work alongside you to discern what you would like to achieve. Furthermore, we take the time to educate our clients on the potential levels of risk a portfolio might entail when determining the appropriate mix of assets.